Getting ready to make a move?

Whether you’re buying your first home, need advice, or want to get in on some of the best rates in the market, we’re here to help.
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Featured Rates

A mortgage is about more than just a rate (even though ours are some of the best in the market), it’s about building your home and your future. And with 10% of pre-tax profits being donated right back into Niagara fighting issues like poverty and homelessness, it’s a different way to do banking all together.
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3 YEAR FIXED

2.59%*

FEATURED

4 YEAR FIXED

2.64%*

FEATURED

5 YEAR FIXED

2.74%*

FEATURED

First Time Home Buyer? You’re in luck with the new incentive!

Looking to buy your first home? You aren’t alone. Young people all over Canada are looking for a way to move on up from basement rentals. But, like many Millennials, you’re probably on a tight budget. Well, this is your lucky year! In its 2019 federal budget, the Government of Canada announced a way to help you: the First Time Home Buyer Incentive.

LEARN MORE ABOUT FTHBI

Ready to connect with an advisor?

So, you’re interested in a mortgage with Niagara’s Truly Local Credit Union – send us a message, book an appointment online, or call one of our 8 branches, and we’ll have an advisor reach out to help you hit your financial goals.

* Rates are subject to change without notice. High-ratio mortgage only. Rates are based on credit approval. High ratio mortgage is applicable in cases where a borrower places a down payment less than 20% of the purchase price on a home. Other conditions apply.