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Trevor Lagerwerf

About Trevor Lagerwerf

Trevor is a Wealth Advisor serving the St. Catharines and Pelham communities. Trevor loves reading daily about all things financial and his passion is to help improve members’ lives by listening and providing solid, free advice. As a family Trevor and his wife and two young children, love to give back to the community that they’re so proud to call home.

Funding Your Child’s Future: Canada Learning Bond

By |2019-11-14T13:44:12-05:00November 14th, 2019|Going to School, Managing Your Money|

Saving for your children’s education can be tricky. For low-income families it can be even trickier. The Canadian government has a program to help those families: the Canada Learning Bond (CLB). I recently met with a family that hadn’t heard about the CLB. Harold and Annalise both worked full time and opened an RESP

RRSPs vs TFSAs

By |2019-10-07T13:38:10-04:00October 7th, 2019|Investing, Managing Your Money|

From our previous blogs What is a TFSA, really? and What is an RRSP? you can learn both offer tax advantages to help you reach your savings goals. Which should I choose? If it fits into your budget, a good strategy is to contribute as much as you can to both. But if you

What is an RRSP?

By |2019-09-25T17:32:26-04:00September 25th, 2019|Investing, Managing Your Money|

An RRSP (Registered Retirement Savings Plan) is a type of account you can use to defer income taxes until you retire, when you will theoretically have less income. Similarly to a TFSA, there are different types of investments you can direct your plan towards, including mutual funds and GICs. You are allowed to

Community and Wealth: Living with Your Investments and Yourself Post-Retirement

By |2019-05-26T17:19:50-04:00May 26th, 2019|Investing, Managing Your Money|

At PenFinancial, we know that retirement is both a goal and a destination. I meet many people that have planned for how to get to retirement, but have no idea what to do with their finances or their time when they get there. They struggle to answer when I ask what their plans are

Learning and Becoming Involved: How to Be an Empowered Young Investor

By |2019-04-01T16:18:37-04:00March 30th, 2019|Investing, Managing Your Money|

Ben Franklin said, "Tell me and I forget. Teach me and I remember. Involve me and I learn." When I found that quote I realized something: it sums up PenFinancial’s wealth advising nicely, especially for young investors. We offer a personalized education to empower you and help you achieve your dreams.Our highly trained wealth advisors