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Truly Local Referrals2019-01-26T16:33:00+00:00

Free money is sweeeet!

If you’re already enjoying the PenFi difference, you know that Niagara’s Truly Local Credit Union treats every member with the advice they’ve come to know and the love and the respect they deserve.

Here’s how it works: Refer a friend, neighbour, family member, or the guy you work with that’s always complaining about his bank. When your friend becomes a member and opens a new loan, mortgage, or invests with us, they’ll get a cash reward and you’ll get one to match.

Read more about the offers >

Mortgage Referral

$250 Cash Reward

When you get a new mortgage with PenFinancial, both you and the friend or family member who referred you will receive a $2501 cash reward! Whether you are new to the area, or a proud Niagara lifer, we’d be happy to help finance your home.

Loan Referral

$100 Cash Reward

When you get a new loan with PenFinancial, both you and your friend or family member who referred you will receive a $1002 cash reward! Whether you are looking for a new vehicle, funding your schooling or renovating your home, we’re here to help make your dreams a reality.

Investment Referral

$25+ Cash Reward

When you invest with PenFi, both you and your friend or family member who referred you will receive a $253 cash reward for every $25,000 invested in GICs or mutual funds4. When you invest in PenFinancial you’re helping to build a strong Niagara community.

Niagara Shares Referral

$100 Cash Reward

When you refer a friend to purchase PenFinancial’s Niagara Shares both you and your friend or family member will receive a $100 cash reward with a minimum investment of $5,000. Investing with PenFinancial helps to build a strong and vibrant local community.

Got questions? Ready to become a Member and get your bonus?

Completing the form below will make sure you get your referral bonus and also connect you with a PenFinancial Financial Services Specialist.  They are here to help you navigate the process of becoming a new Member, or they can even answer any questions you have before you make the jump to Niagara’s truly local credit union.

Valid on new product activations only. Within 30 days after the new mortgage, loans or deposit have been processed, both the referring and new member will receive their incentives by direct deposit to their PenFinancial account. The referring member must have an active personal or sole proprietorship PenFinancial account. The Friends and Family Referral Program offers cannot be combined with any other PenFinancial rate promotion or special offer.

1- Mortgage minimum of 5 year closed term.
2- Personal loans must be on PenFinancial’s book for one year or, at time of payout, a fee of $100 will be charged against the loan.
3- PenFinancial employees are not eligible for this program.
4 -Mutual funds are offered through Credential Asset Management Inc. Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

To read the full terms and conditions for Niagara Shares, please visit trulylocalinvesting.ca

This program is subject to change at any time.