Become part of the family when you invest in our values-based credit union. This great offer is available for new members and of course, our existing members! As much as we like new money, we also want you to keep your renewing investments with us because the more we have the more we share! Through our Truly Local Commitment, 10% of our pre-tax profits are donated back into Niagara to help improve lives and strengthen communities.

Because where you put your money matters, Niagara.

Connect with an Advisor

You can connect with advisor by booking an appointment online, calling one of our 8 branches, or by completing the form.

(The banks only offer $100,000 protection. Just sayin’.)
Offer available to new and existing PenFi members. Minimum deposit of $1,000 required. Registered and non-registered deposits applicable. Rate subject to change without notice. Deposits insured up to $250,000 (unlimited in registered plans) by the Deposit Insurance Corporation of Ontario. If the Bank of Canada raises their overnight lending rate during the term of the GIC, PenFI will increase your GIC rate by an equal amount as of that date. For example if the bank of Canada increases their rate by 0.25% on April 5th, PenFi wil increase your GIC rate to 3.50% as of April 5th for the remainder of your GIC term. If the Bank of Canada lowers their rate, you will continue to receive 3.25% on your GIC for the rest of your term. Your rate will never go below 3.25%.

At PenFi, it’s not just about the money.

It’s about the freedom to choose the life you want to live.
Not what everyone else thinks it should be.